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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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  • Why Buyers Choose Jay Shepherd - Why homebuyers looking for a real estate agent in the Naperville, Oswego and Bolingbrook area choose Jay Shepherd.

  • Latest Listings - Get Jay Shepherd's latest Naperville, Oswego and Bolingbrook listings of homes for sale first!

  • Find Your Perfect Home - Jay Shepherd will search for your ideal home and email you the newest Naperville, Oswego and Bolingbrook MLS listings of properties in Dupage,Will,Kendall County IL.

  • First Time Homebuyers - Are you a first time homebuyer in Naperville, Oswego and Bolingbrook, IL? Choose a top real estate agent. Jay Shepherd can guide your home buying search.

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  • Go to Main Sitemap - Main sitemap sections include Find Naperville, Oswego and Bolingbrook Homes, For Home Buyers, For Home Sellers, Naperville, Oswego and Bolingbrook Information, Real Estate Resources, and About Jay Shepherd.

 

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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Jay Shepherd, REALTOR®, real estate agent and broker for Naperville, Oswego and Bolingbrook, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Shepherd
RE/MAX Professionals Select

2272 95th Street
Naperville, IL 60564
630-294-4900
Fax: 630-904-7130
Jayshepherd@NUMBER1EXPERT.COM
JayShepherd@remax.net

ABREqual HousingMLSREALTOR


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